Hardest Hit Fund
Tennessee’s Hardest Hit Fund program provides loans to unemployed or substantially underemployed homeowners, who through no fault of their own are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. Tennessee is one of 18 states plus the District of Columbia that are receiving Hardest Hit Funds due to having an unemployment rate that is higher than the national average.
The 'Keep My Tennessee Home' program help homeowners with payments on their mortgage and mortgage-related expenses such as property taxes, homeowner insurance, homeowner assosciation dues, and/or past-due mortgage payments that accumulated during a period of unemployment. The Hardest Hit Fund is being administered in Tennessee by the Tennessee Housing Development Agency (THDA).
Red Counties represent assistance level of up to $25,000. White Counties represent assistance levels of up to $20,000.